Give Your Team Peace of Mind
The people who work for Christian nonprofits are motivated by something deeper than a paycheck. They show up for the mission every day, often accepting a lower wage in exchange for meaningful work and impact.
- Are your employees worried about retirement security after years of ministry-driven service?
- Is offering a quality retirement benefit feeling financially out of reach?
- Are you searching for a retirement plan partner who understands the unique financial realities of nonprofit ministry work?
Your team chose purpose over profit. We make sure their financial future reflects the value of their work.
Serving Those Who Serve Since 1949
We were founded on a single, enduring conviction: the people who serve others deserve to be served in return. For over 75 years, we have walked alongside nonprofit ministry organizations, understanding their unique challenges, their limited resources, and their deep commitment to Kingdom work.
We are a nonprofit ourselves, endorsed by the Church of God (Anderson, IN), and our entire model is built to serve organizations like yours.
Trusted Stewardship. Protected Futures. Eternal Impact.
A Retirement Plan Built for Nonprofits
The Servant Solutions Retirement Plan is a 403(b)(9) church plan, a defined contribution plan specifically designed for churches, ministry organizations, and their employees. If your Christian nonprofit shares common religious alignment and convictions with the Church of God (Anderson, IN), you are likely eligible to participate.
Plan Type
A 403(b)(9) defined contribution church plan, purpose-built for ministry, not adapted from corporate retirement frameworks.
Who Can Participate
All employees of qualifying Christian nonprofit organizations are eligible, unless specifically excluded by the employer. This includes full-time, part-time, and bi-vocational workers.
Ways to Contribute
Employers
Make tax-sheltered contributions on behalf of eligible employees.
Employees
Elect to have contributions withheld directly from your paycheck on a pre-tax or after-tax basis. A Roth option is also available for after-tax contributions.
How Your Investment Can Grow
- Lifefunds: age-appropriate mutual funds designed with risk in mind
- Mutual Funds: individual selections for those who monitor market conditions closely
- Fixed Income Option: a stable, out-of-market option with a stated rate of return
Why Nonprofit Ministries Trust Servant Solutions
A Nonprofit Serving Nonprofits
Because we operate as a nonprofit ourselves, we keep fees exceptionally low. Your employees’ contributions work harder because less is lost to overhead.
No Cost to Begin
Nonprofit organizations can start offering the plan to their employees at no charge. There is no minimum to open an account and no monthly minimum contribution required.
Tax-Free Housing Allowance for Qualifying Ministers
Retired ministers receiving income from the Servant Solutions Retirement Plan can designate a portion as a tax-free housing allowance. Contributions go in pre-tax and qualifying distributions come out tax-free, a powerful and distinctive benefit for ministry workers.
Employer Contributions Are Tax-Advantaged
Employer contributions are not subject to Social Security tax or income tax at the time of contribution. This makes your generosity toward employees go further.
Tax-Deferred Growth
All contributions and earnings grow tax-deferred, compounding effectively over the course of a career.
Flexible Distribution Options
Employees can roll over funds from eligible retirement plans or Traditional IRAs without tax consequence. Required distributions at age 73 can be delayed for those still actively working.
Personalized Financial Support at No Extra Cost
Every Servant Solutions member has access to free financial education, including the Toolbox Series, live webinars, and personalized consultations with our Financial Roadmap advisors. Your employees will never navigate their financial future alone.
What Ministry Organizations Are Saying
Moving our retirement plan to Servant Solutions has been a game changer for Stadia. Our employees are happy, but that pales in comparison to the incredible experience I’ve had as the human resources representative. The Servant Solutions team has led our team through onboarding and implementation seamlessly. Not only are their systems intuitive and their people sharp, but as an organization, Servant Solutions has shown that they’re open to feedback and that they lead with a posture of learning. We’re proud to partner with Servant Solutions.
Amber Craft, Stadia Chief Financial Officer
What Ministry Organizations Are Saying
Servant Solutions has knowledgeable and helpful staff who understand the particulars of pastors' unique financial situations. I felt the time spent in the consultation was informative, encouraging, and realistically honest as to the direction my financial planning was going as I move toward retirement.
J. White, Servant Solutions Member
What Ministry Organizations Are Saying
Servant Solutions has knowledgeable and helpful staff who understand the particulars of pastors' unique financial situations. I felt the time spent in the consultation was informative, encouraging, and realistically honest as to the direction my financial planning was going as I move toward retirement.
J. White, Servant Solutions Member
members served
in assets under stewardship.
of trusted service
Getting Started Is Simple
1
Connect With Our Team
Reach out to schedule a conversation with one of our advisors. We listen first to your organization’s structure, your employees’ needs, and the retirement challenges you are trying to solve.
2
Build a Customized Plan
We design a faith-aligned retirement strategy built around your nonprofit’s specific profile, covering investment options, contribution structures, onboarding, and ongoing education for your team.
3
Start the enrollment process
- To begin the process, review the Enrollment Checklist.
- If your employer is already enrolled with Servant Solutions and you’re ready to start a retirement account with us, complete the Retirement Account Enrollment process.
Serve Your Team with Confidence
Launch a retirement benefit your employees will genuinely value and know you are giving back to the people who give everything to your mission.
Frequently Asked Questions
Does my nonprofit have to be affiliated with the Church of God to participate?
Not necessarily. If your organization shares common religious bonds and convictions with the Church of God (Anderson, IN), you may be eligible to participate. We currently serve organizations across multiple denominations and affiliations. Contact us to confirm your eligibility.
What does it cost our organization to get started?
There is no cost to begin offering the plan. No minimum contribution is required to open an employee account, and no monthly minimum is required ongoing.
How are Servant Solutions' fees structured?
Because Servant Solutions operates as a nonprofit, our fee structure is designed to keep costs low for members, not to generate revenue for shareholders. Visit our investment costs page for full transparency on fees.
What if our employees have existing retirement accounts elsewhere?
Employees can roll over funds from eligible retirement plans or Traditional IRAs into the Servant Solutions plan without tax consequences, making it easy to consolidate savings regardless of where a career began.
What financial education and planning support is available?
All members have access to the Servant Solutions Toolbox Series, free webinars, and one-on-one Financial Roadmap planning sessions with our credentialed advisors. For employees over 50, the Overture retreat experience offers an immersive financial-readiness program grounded in biblical principles. Stewardship Circles also bring ministry leaders together for group conversations around planning, generosity, and long-term financial health.
Is the plan available to part-time employees?
Yes. Participants may be full-time, part-time, or bi-vocational workers receiving W-2 compensation from a Plan-approved organization.