Get Started with your Servant Solutions Plan
The Servant Solutions Retirement Plan is a 403(b)(9) Church Plan, a defined contribution plan built specifically for the unique needs of churches, Christian nonprofits, and Christian universities. It carries benefits that most retirement plans simply cannot offer.
Here is a snapshot of what is included in your new plan:
No Cost to Employers
Your organization can begin offering our plan to employees at no charge. There are no employer fees to get started, and our low fee structure ensures that more of every dollar stays working for your employees’ futures.
Free Financial Planning for Every Employee
Every member of your plan receives access to personalized financial planning guidance at no cost. When your team members call us, they reach real people who know their names and care about their futures.
Free Family Legal Documents
Employees receive complimentary preparation of wills, powers of attorney, and medical authorizations for themselves and their spouses – a value of up to $1,000.
Tax-Free Housing Allowance Designation
Credentialed ministers who receive retirement income from Servant Solutions may designate a portion as a tax-free housing allowance. Contributions go in pre-tax and, within legal limits, can come out tax-free in retirement. This is a significant advantage not available through most retirement plans.
Roth Option
Employees may make after-tax Roth contributions, allowing their savings to grow tax-free over time.
Biblically Grounded Investment Philosophy
Our investment lineup is guided through our trusted partners at Blue Trust, ensuring your employees’ savings reflect their values. Employees may choose from age-based LifeFund portfolios, individual mutual funds, or a Stable Value Fund – whatever fits their needs and confidence level.
$1,500 Newly Credentialed Pastor Gift Program
Newly credentialed pastors are eligible to receive up to $1,500 to help jump-start their retirement savings. It is one of the ways we celebrate those entering ministry with something lasting.
Exceptional, Personal Service
When your employees call, they will not navigate a phone tree or wait on hold. They will reach a team rooted in the calling to serve – people who understand ministry life, speak the language of ministerial taxes and compensation, and genuinely care about each person they help.
Communicate the Plan to Your Team
How you introduce this benefit matters. A clear, warm, and well-timed announcement builds trust and encourages participation. Here are our best practices for getting the word out.
Start With the Why
You should not have to choose between serving your calling and securing your future. We exist to make sure you never have to.
Use the Email Template We Provide
We have prepared a ready-to-send email template to introduce the plan to your employees. It covers the key details, sets expectations for the Education Enrollment Session, and answers the most common first questions. You do not need to start from scratch.
Meet With A Financial Wellness Planner
Once your organization or church is signed up, your employees can meet with our Financial Wellness Planning team. We recommend sharing this opportunity and sending reminders.
Highlight the Benefits That Matter Most to Employees
Based on our experience, the benefits that resonate most with employees are:
- Free financial planning
- The housing allowance designation
- The $1,500 newly credentialed pastor gift
- Free family legal documents
Encourage Employees to Start Contributing
No minimum contribution is required to open an account; employees can start with whatever they can. Encourage even those who feel like they cannot afford to save right now to sign up for a Financial Wellness Coaching Session. Our team is skilled at meeting people where they are.
Follow Up After the Session
Send a follow-up email within a few days of the session, thanking attendees and reminding those who have not yet enrolled that the door is still open. We will help with this step.
Take Advantage of Resources for Your Organization
We have prepared toolkits for employers, employees, and credentialed ministers to make ongoing plan management as straightforward as possible. Explore the resources below.
Credentialed Toolbox
Built specifically for ministers, this toolbox includes retirement planning guides, compensation resources, tax articles, calculators, and everything a credentialed employee needs to plan wisely for the future.
Employee Toolbox
A comprehensive set of resources to help your team members understand and make the most of their retirement plan, including investment tools, planning worksheets, and financial education materials.
Employer Toolbox
Guides, forms, and practical resources designed to help you manage your organization’s plan with clarity and confidence, from contribution remittance to plan administration best practices.
Not Enrolled Yet? It’s Easy.
Enrollment is a clear, three-step process, and you never have to navigate it alone. Our Engagement Team walks with you every step of the way. Access our easy three-step enrollment process:
Step 1: Account Setup
Step 2: Enroll Your Employees
Step 3: Fund the Account
Once your account is set up, you submit your first contributions on the expected contribution date through our secure online system. That is it; your team is on their way.
Questions? We Are Here Every Step of the Way
You do not have to figure this out on your own. Our team is honored to walk with you through enrollment, answer your questions along the way, and remain a steady resource as your organization grows.
If anything on this page raises a question, or if you simply want to talk through next steps, please reach out. We would love to hear from you.