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Employer Toolbox

Resources for Those Who Serve

Leading a church or mission-based ministry means caring for your people by helping them plan wisely and prepare for their future with confidence. The Employer’s Toolbox brings everything together in one place for you. Here you’ll find trusted guides, calculators, and articles built around the real questions leaders, treasurers, and administrators face. Everything is organized to help you find answers quickly and make faithful decisions with peace of mind. And we’re always ready to help.

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Browse by the area you need most:

Compensation Resources

Plan fair, God-honoring pay and benefits

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Tax Resources

Understand reporting, allowances, and Social Security

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Additional Resources

Worksheets, audits, estate planning, and more

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Compensation Resources

We know you care about every person who serves your ministry, which means you’re always thinking about salary plus meaningful benefits: a church-funded medical plan, life and disability insurance, and contributions to a retirement plan. It also means keeping ministry-related expenses separate from an employee’s pay. These resources will help you build compensation packages that honor both your staff and your calling.

Resources


compensation planning cover

Compensation Planning

An eight-page guide to assist with compensation planning for ministry employees.

Download the Guide
eight essentials of retirement planning for ministers and churches cover

Eight Essentials of Retirement Planning for Ministers and Churches

This eBook outlines the shared roles of the church and the minister, with best practices for planning a minister’s retirement.

Read the e-Book
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Church Compensation Worksheets

Free worksheets and resources to help you estimate pay for specific ministry positions.

Access the Worksheets

Videos and Articles


man filling out workers compensation paperwork

Workers’ Compensation Laws and the Local Church

A brief guide to workers’ compensation laws and the importance of quality liability insurance.
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men shaking hands

Church Employees or Independent Contractors?

Understand how the IRS classifies workers so you can meet withholding and reporting requirements correctly.
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holding piggy bank

Structuring Compensation and Reimbursements for Church Employees

Helpful guidance on structuring your compensation for the best income tax benefits.
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open Bible next to laptop

Health Reimbursement Arrangements – The New QSEHRA

A short overview of the benefits of offering a qualified church HRA and the requirements to meet.
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Auto and Other Business Expense Reimbursements

Learn the tax rules for handling business expense reimbursements correctly.
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pastor speaking at event

The Minister’s Housing Allowance

An informational sheet explaining the tax benefits available when part of your compensation comes as housing allowance.
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pastor with nametag

Minister’s Housing: Parsonage or Housing Allowance?

A clear look at the advantages and disadvantages of each housing option for ministers.
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money stacked on tabletop

Healthcare Resources and Considerations for Churches

Discover health insurance options, whether you’re a benefits coordinator or a single-employee organization managing your own coverage.
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Tax Resources

Tax season brings a lot of questions, and sorting through it all can feel daunting. We’ve gathered these resources to make reporting clearer, from handling retirement income received through Servant Solutions to managing housing allowance and Social Security with confidence.

Resources


Form 1099-R Tax Filing Information

Form 1099-R Tax Filing Information

An informational sheet explaining how to report retirement income you received from Servant Solutions.

Download the Document
church and nonprofit tax and financial guide

Church & Nonprofit Tax Guide

By Michael Martin – federal, state, and other reporting made simple.

Download the Guide

Articles


church employee reviewing form 1099

Form 1099-MISC & 1099-NEC Information

Read the details about who should be issued a Form 1099 and why.
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newspaper

Tax and Reporting Procedures for Congregations

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tax professionals reviewing income tax for church employees

Minimizing Income Taxes for Church Employees

Practical suggestions for structuring compensation packages, plus a reminder for boards to review salary structures regularly.
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newspaper

Who Is a Minister for Tax Purposes?

A clear explanation of how the IRS determines who qualifies as a minister for tax purposes.
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minister's glasses resting on documents

Can Ministers Opt Out of Social Security?

Informational sheet explaining the best way to handle Social Security as a minister.
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Additional Resources

Beyond compensation and taxes, there are tools to assist you to steward your ministry’s resources, from estate planning to audit preparation. Alongside providing individual retirement options for ministers, we can help churches and organizations establish sound compensation and benefits plans for their entire staff. Let our trusted advisors carry the complexity, so you can focus on the people you serve.

Articles


board room

The Annual Church Audit

Why the annual audit matters and the best practices to make it smooth.
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Getting Ready For A Financial Audit

Recommendations for preparing and carrying out a church financial audit with confidence.
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discussing estate planning

Utilizing Trusts in Estate Planning

Setting up a trust can offer significant benefits like avoiding probate, protecting loved ones, and supporting ministry causes. Trusts are accessible to people at all income levels and offer more privacy and control than wills, with specialized options for charitable giving and special needs care.
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ChurchEXCEL through ECFA

Through our partnership with Church of God Ministries, you can access ChurchEXCEL from the Evangelical Council for Financial Accountability (ECFA). Enjoy printable manuals, electronic tax guides, podcasts, and webinars on budgeting, compensation, and current tax laws.

Go to ChurchEXCEL